Asset-Based Lending

Discover how Asset-Based Lending can help you release cash from your outstanding invoices and company assets today.

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What is Asset-Based Lending (ABL)?

Asset-Based Lending (ABL) is more of a general category of lending, defined by the borrowing being secured by collateral of some sort (e.g. property, equipment or machinery, accounts receivable, stock/inventory etc.)

ABL is a way for established businesses to raise finance, whether for growth, acquisition, working capital, restructure or refinance. They are typically cheaper than unsecured loans as the lender has more security to reduce their risk, and can be used across a variety of sectors and sizes of business.

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How Can We Help You?

Our frequently asked questions. Do you still not have the answer you need? Get in touch.

Why use ABL?

ABL can be a useful tool to raise cash against assets in the business, for a variety of purposes. That could be for anything from funding the ongoing cash cycle of the business (particularly if customers pay on longer terms or if stock is held), right through to cash raises for transactions or growth.

How does ABL work?

ABL is typically run as a combined facility where overall availability is determined by the current asset value across the pre-determined asset classes. As an example, if a debtors and stock facility, a pre-agreed rate will be applied to the current stock and debtor values to give an availability figure. Regular information is shared with the lender to help determine this figure.

Liquidity Club have been great because they have managed the funding process from start to finish. Liquidity Club is very attentive and professional and their involvement has freed up my time to enable me to focus on the running of…

Mike Burrows
Burcas Ltd

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Liquidity Club found the right funder to assist us with the cashflow in our business at a really important time, enabling us to continue growing. The speed and professional approach by Liquidity Club gave us the confidence to focus on…

Operations Director

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Liquidity Club was recommended to us. We invited them over to help us find the best finance options available for the future needs of our business. They very quickly found us a solution and was able to implement in a…

Ian Summerfield
Freight Management European Ltd

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Liquidity Club were so supportive and knowledgeable, they kept in contact throughout the process making sure we were informed and updated at every stage. They were committed to getting the best outcome for us and focused on reaching our goals.…

Debbie Polden
Director of The Skinsmith, UK distributor for Eminence Organic Skincare

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Liquidity Club really take the time to review all facets of a proposal with the client to ensure the right funding solution is delivered at the most competitive rate the market has to offer.

Keir Cox
Operations Director Purbeck Insurance

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The service provided by Will was second to none and a complete hassle-free service. We were over the moon and full access to funds within a few hours of acceptance! 10/10.

Business Owner

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I met Adam through a mutual contact. I was sceptical when he said he could deliver a funding for my business that my then provider couldn't. Less than 6 weeks later I had a new provider and a £4m facility…

Joe Amirthalingam
MD at Jolanka (UK) Ltd

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Pauls understanding of our business helped us quickly narrow down the most suitable type of finance and provider for our requirement. His professional and experienced approach and constant communication meant we could focus on our business, while the facility was…

Neil Clifton
MD at Cube Precision Engineering

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Cameron thank you for all hard work in getting me the finance. Compared to other companies you were very different in your professional personal approach, I was very impressed. I will be definitely be contacting you in the new year…

Building Services

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